Employees want more and more flexibility from their employers. Time off. The option to work from home. Flex schedules. To stay competitive, businesses need to compromise. But while flexibility is great for work-life balance, it might not be what’s best for your bottom line.

An employee benefits plan (also known as a group benefits plan) is a comprehensive package of life, health, and wellness insurance coverage that can be tailored to meet the needs of your employees. All while respecting—and maybe even improving—your company’s bottom line.

Our goal with this post? To help you choose the right employee benefit insurance for your business. So you can reap all the benefits of offering insurance and avoid any would-be costs.

Already know you want employee benefits for your team? Or required by your union to offer them? Reach out to us. We’ll give you all the information you need and help you find a plan that aligns with your company values, your budget, and your employee’s needs.

If you’re an independent contractor or recently became one, you’re probably wondering what type of insurance an independent contractor in Manitoba needs.

If you work with tools or equipment in a field such as construction, roofing, or plumbing, you MUST at least have independent contractor liability insurance. If you work as an independent contractor in another, less hands-on field, you may not have the same obligations. However, we still recommend protecting yourself with coverage such as professional liability insurance.

In this blog, we’ll break down what insurance you need as an independent contractor, what coverage isn’t required but strongly recommended, and how they can help you and your business better plan and succeed for years to come.

Prefer to skip the reading and jump right to getting a quote? Go ahead and submit a quote request! We’ll discuss your options and help you find the right coverage for your business at the best price.

Congratulations! You clicked on this post, which means you’re most likely starting to think about the future of your business and do some long-term planning. And although planning how and when you intend to exit your company may not be the most exciting task– business succession planning for your Manitoba business is so important.

Business succession planning is how you– as a business owner– protect the legacy of your business while still protecting your personal financial security. It is part of a larger financial planning process, meaning that it should be addressed at various stages of your financial plan and reviewed regularly. It also should include talking to specialists to ensure you’ve considered as many factors as possible, including ensuring you have the right insurance to cover both you and your business.

In this article, we break down what business succession planning is, why you need it, what steps it entails, and how to do it successfully.

Prefer to skip the reading and jump right to speaking with an insurance advisor to make sure you have the right coverage? Go ahead and get in touch!

You may be considering getting a vehicle for your business or already have a vehicle you’re now wanting to use for business purposes and are wondering, “when do you need business car insurance in Manitoba?”

If you’re using your vehicle for work purposes outside of just getting to and from work, you probably need additional insurance on top of your personal vehicle policy. By not having the proper insurance, you run the risk of having a future claim denied.

In this post, we break down all the reasons you may want to up your car insurance policy. Make sure you have the right coverage so you can rest easy knowing you, your car, and your business are properly protected!

Want to skip the reading and get a quote? Contact us today!