Business Insurance Archives - Winnipeg Insurance Brokers Ltd. Fri, 25 Jul 2025 20:13:22 +0000 en-US hourly 1 https://wordpress.org/?v=6.8.2 https://staging-new.winnipeginsurancebrokers.com/wp-content/uploads/2020/05/cropped-favicon@2x-1-32x32.png Business Insurance Archives - Winnipeg Insurance Brokers Ltd. 32 32 178137659 Cyber Insurance 101: What Manitoban Business Owners and Family Households Need To Know https://staging-new.winnipeginsurancebrokers.com/article/cyber-insurance-business-owners-and-family-households/?utm_source=rss&utm_medium=rss&utm_campaign=cyber-insurance-business-owners-and-family-households Fri, 25 Jul 2025 20:10:42 +0000 https://staging-new.winnipeginsurancebrokers.com/?p=11940 As more businesses shift tot using digital operation tools, cyber insurance is an essential. And it's not just businesses. Families and individuals are at risk too.

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Cyber Insurance 101: What Manitoban Business Owners and Family Households Need To Know

A man and woman with two daughters in a kitchen. One of daughters and father are using laptop while mother and other daughter are colouring on the paper.
A middle-aged male is working on a laptop in his kitchen with his wife and two young daughters at the table.
July 25, 2025

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A single hacked email. A malware-laced invoice. That’s all it takes to cost a small or medium-sized business thousands of dollars or bring your operations to a standstill.

As more entrepreneurs and businesses shift to using digital tools, online storefronts, and cloud-based systems to up efficiencies and growth, cyber insurance is becoming less of a luxury and more of an essential.

And it’s not just business owners at risk. Individuals and families are increasingly targeted by phishing scams, data thefts, and ransomware attacks. So, whether you’re running a start-up or managing your household, being protected in the digital world is no longer optional.

So, what is cyber insurance?

Think of cyber insurance as a digital safety net.

Whether you need to protect your payroll records, customer data, or simply keep family photos safe from ransomware, the right policies cover the financial fallout of cyber incidents.

Traditional business policies often leave gaps when it comes to digital risk because technology is evolving too quickly. Individual cyber insurance policies are built purposefully to step in where those gaps appear to provide fast access to breach coaches, incident-response IT teams, legal counsel, and support so you can recover quickly and keep your business (and life) moving.

It’s important to know that not every attack can be stopped, but there are tools and experienced experts that can help you recover a lot faster should you ever fall victim to a cybercrime.

What's covered by cyber insurance?

A strong cyber insurance policy for businesses and family households could include:

  • Online fraud
  • Computer attacks
  • Identity recovery
  • Cyber extortion
  • Cyberbullying response
  • Threat and breach protection
  • Virtual CISO support
  • 24/7 cyber emergency assistance, and more

At Winnipeg Insurance Brokers Ltd., we’re proud to offer cyber insurance solutions that are designed with today’s realities in mind, for business and personal needs through our partnership with BOXX InsuranceTM.

  • For businesses: Whether you’re protecting client records and payroll systems, shielding sensitive IP, or worry that an unintentional employee error may trigger a cyber threat, having the right coverage can give you confidence to run your business as usual. Traditional business insurance policies often have gaps when it comes to covering cyber risks, but that’s where we come in. Explore our cyber insurance options for businesses here.

  • For individuals and families: Our CyberBoxx® Home coverage helps to protect everyone in your household against online fraud, malware, identity theft, and even helps with cyberbullying. With this option, expert response teams are ready when you need them, giving you the peace of mind to live your life fully in a digital world. Explore our cyber insurance options for individuals and families here

How do you find the right cyber insurance protection?

The best place to start when thinking about cyber insurance is with a clear understanding of your digital exposure, both at work and at home, to cover all your bases. Whether you’re a solo contractor, a small business owner, or a parent managing smart devices and family accounts, the chances are your actual digital footprint is bigger than you realize. So, it’s worth taking a closer look at your existing business or personal insurance to identify any cyber-related gaps in your coverage.

Once you’ve assessed your risk and know what matters most to protect, then it’s time to connect with someone who can help put it all together.

Get in contact with a local insurance expert — like us! — who understands Manitoba-specific threats and can walk you through personalized coverage options.

That said, if you want to talk to someone off the hop, we’re happy to help you get started.

Ready to protect what matters most?

If you’re ready to safeguard your business, gives us a shout and we’ll get a personalized quote going — asking the questions we need to give you the answers you need.

Get a business cyber insurance quote.

If it’s yourself or your family that you’re looking to protect, buying personal cyber insurance is just as simple, if not more so. You can do it online in minutes!

Buy personal cyber insurance online. 

Still have questions? We’re always here to help. 

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Employment Practices Liability Insurance https://staging-new.winnipeginsurancebrokers.com/employment-practices-liability-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=employment-practices-liability-insurance Fri, 15 May 2020 14:15:52 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1785 You’ve worked hard to build your business and your good name. We can help you protect it.

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It’s your business, safeguard it.

You’ve worked hard to build your business and your good name. We can help you protect it.

Employment Practices Liability Insurance

No matter the size of your organization, or the industry you are in, we have Employment Practices Liability coverage – to protect the entity, the directors, officers and employees for claims against them for alleged wrongdoing in the employment practices of the organization.

With the increase to damages awarded in employee-related claims by the Canadian Human Rights Tribunal, ensuring your organization is protected from the financial risks associated with such claims is crucial.

Employee Practices Liability Insurance provides coverage for damage and defense costs for a wide range of employment-related claims, including, but not limited to:

Wrongful termination, breach of employment contract

Deprivation of a career opportunity

Discrimination/harassment

Retaliation

Invasion of privacy

Constructive dismissal

Misrepresentation during the negotiation of employment

Allegations of libel, slander or humiliation

Failure to provide to enforce adequate or consistent corporate policies

Prefer to talk? We’ve got you covered.

People were also interested in:

Business Interruption Insurance

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Commercial General Liability Insurance

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Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

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Professional Services https://staging-new.winnipeginsurancebrokers.com/professional-services/?utm_source=rss&utm_medium=rss&utm_campaign=professional-services Fri, 17 Apr 2020 01:23:01 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1144 Every profession is different and has its own unique needs.

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Protection unique
to your Profession.

Every profession is different and has its own unique needs.

Professional Services

Whether you run a tattoo parlour, a barbershop, an escape room, or any other type of business, your Insurance Broker can help you secure the unique coverage you need to build and grow with confidence.

We get to know you and your business, and work alongside you to ensure that you get protection tailored to your industry.

 

We offer fantastic packages for industries, including:

Tattoo Parlours

Hair Stylists, Barbers, and Beauty Shops

General Contractors

Events-Planners

Prefer to talk? We’ve got you covered.

People were also interested in:

Business Interruption Insurance

Who doesn’t love a good surprise? Well, a business owner, for one.

Commercial General Liability Insurance

You can’t control everything, but as a business owner it’s important to mitigate risk.

Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

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Special Event Liability Insurance https://staging-new.winnipeginsurancebrokers.com/special-event-liability-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=special-event-liability-insurance Fri, 17 Apr 2020 00:37:15 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1138 If you’d like to host a team celebration, plan a fabulous party, or attend an event off-site, make sure to protect yourself from the associated liabilities.

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It’s your business,
be prepared.

If you’d like to host a team celebration, plan a fabulous party, or attend an event off-site, make sure to protect yourself from the associated liabilities.

Special Event Liability Insurance

Events are great for business. Conferences and workshops facilitate networking, continuing education, and collaboration, and parties and retreats are great for team building, celebrating success, and recharging.

If you’d like to host a team celebration, plan a fabulous party, or attend an event off-site, make sure to protect yourself from the associated liabilities.

If you need Special Event Liability Insurance, we can help. We’ll sit down with you to help you secure the coverage you need to relax and enjoy business events alongside your team.

We’ll make sure that you have the right protection in place before you ever need to use it.

Prefer to talk? We’ve got you covered.

People were also interested in:

Business Interruption Insurance

Who doesn’t love a good surprise? Well, a business owner, for one.

Commercial General Liability Insurance

You can’t control everything, but as a business owner it’s important to mitigate risk.

Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

The post Special Event Liability Insurance appeared first on Winnipeg Insurance Brokers Ltd..

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Equipment Breakdown Coverage https://staging-new.winnipeginsurancebrokers.com/equipment-breakdown-coverage/?utm_source=rss&utm_medium=rss&utm_campaign=equipment-breakdown-coverage Fri, 17 Apr 2020 00:22:15 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1134 If your business relies on equipment to operate, you know how troubling it is when something breaks down. 

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It’s your business,
keep it running
smoothly.

If your business relies on equipment to operate, you know how troubling it is when something breaks down. 

Equipment Breakdown Coverage

A key piece of equipment can fail at any time, slowing down or stopping business operations altogether. An interruption like this can cost you by wasting employee time, limiting sales, compromising safety, and frustrating clients.

We’ll make sure that you have the right protection in place before you ever need to use it.

Prefer to talk? We’ve got you covered.

People were also interested in:

Business Interruption Insurance

Who doesn’t love a good surprise? Well, a business owner, for one.

Commercial General Liability Insurance

You can’t control everything, but as a business owner it’s important to mitigate risk.

Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

The post Equipment Breakdown Coverage appeared first on Winnipeg Insurance Brokers Ltd..

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Product Liability Insurance https://staging-new.winnipeginsurancebrokers.com/product-liability-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=product-liability-insurance Fri, 17 Apr 2020 00:07:41 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1129 By making life easier or a little more joyful for your consumer, you know you’re making an impact on the world.

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It’s your product –
share it passionately.

Product Liability Insurance

Creating a product you believe in is an incredible feeling. By making life easier or a little more joyful for your consumer, you know you’re making an impact on the world.

But when you’re so passionate about what you create, realizing there’s a problem or a defect with your product is the worst case scenario, especially if it does damage or causes injury.

A production error can dishearten you, but we don’t think it shouldn’t devastate your business. 


Not sure if your product needs liability insurance? We can answer your questions and help secure coverage that will give you the protection and peace of mind you need.

People were also interested in:

Business Interruption Insurance

Who doesn’t love a good surprise? Well, a business owner, for one.

Commercial General Liability Insurance

You can’t control everything, but as a business owner it’s important to mitigate risk.

Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

The post Product Liability Insurance appeared first on Winnipeg Insurance Brokers Ltd..

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Cyber Insurance https://staging-new.winnipeginsurancebrokers.com/cyber-liability-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=cyber-liability-insurance Thu, 16 Apr 2020 23:44:45 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1124 So much of your business is run digitally, and as convenient as that is, it comes with a few inherent risks.

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It’s your identity,
secure it diligently.

So much of your business is run digitally, and as convenient as that is, it comes with a few inherent risks.

Cyber Insurance

Whether you need to protect your payroll information, your intellectual property, or anything in between, the right insurance is critical.

The problem? Technology moves quickly, and until now, the insurance industry has struggled to keep up. Traditional policies have significant gaps when it comes to cyber exposure, and they can leave you high and dry when you need them most.

Our Cyber Policies give you the peace of mind you need to take full advantage of the digital systems that make business easier.

Cyber Insurance addresses first-party and third-party exposures associated with websites, computer networks, and information assets.

Basic Cyber Insurance covers:

Privacy issues, including breaches of personally identifiable information as well as personal health information

Corporate confidential information

Virus transmission

Data loss

Cyber extortion

Security failure

Looking for more comprehensive coverage? New BOXX Insurance cyber insurance solutions.

We’re excited to announce that we now offer two unique cyber solutions for small businesses through our partnership with BOXX Insurance: Cyberboxx Business and Cyberboxx Assist.

Cyberboxx Business all-in-one cyber protection and insurance:

Offers small and medium sized businesses and effective combination of cyber insurance

Threat protection

Breach protection

Access to free incident response consultations

Virtual CISO support

Active threat intelligence

All backed by top-rate insurers

Cyberboxx Assist protection for independent businesses:

24/7 cyber emergency assistance

Virtual CISO support

Phishing tests

Dark web alerts

Reduce your cyber risk and keep your business running smoothly

Prefer to talk? We’ve got you covered.

People were also interested in:

Business Interruption Insurance

Who doesn’t love a good surprise? Well, a business owner, for one.

Commercial General Liability Insurance

You can’t control everything, but as a business owner it’s important to mitigate risk.

Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

The post Cyber Insurance appeared first on Winnipeg Insurance Brokers Ltd..

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Professional Liability Insurance https://staging-new.winnipeginsurancebrokers.com/professional-liability-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=professional-liability-insurance Thu, 16 Apr 2020 23:24:06 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1119 Protect your business, your clients, and your reputation with Professional Liability Insurance.

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It’s your reputation,
protect it.

Protect your business, your clients, and your reputation with Professional Liability Insurance.

Professional Liability Insurance

You run a tight ship, taking precautions and training your employees well. But your team is human, and mistakes are inevitable. They’re often manageable, and they’re rarely any one person’s fault. But sometimes even a small oversight can have detrimental effects.

If you run a fee-for-service business, you’ll want to ensure that you’re protected against the costs associated with defending and settling cases of errors and omissions.

We’ll make sure that you have the right protection in place before you ever need to use it.

Prefer to talk? We’ve got you covered.

People were also interested in:

Business Interruption Insurance

Who doesn’t love a good surprise? Well, a business owner, for one.

Commercial General Liability Insurance

You can’t control everything, but as a business owner it’s important to mitigate risk.

Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

The post Professional Liability Insurance appeared first on Winnipeg Insurance Brokers Ltd..

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Business Interruption Insurance https://staging-new.winnipeginsurancebrokers.com/business-interruption-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=business-interruption-insurance Thu, 16 Apr 2020 23:17:34 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1115 Who doesn’t love a good surprise? Well, a business owner, for one.

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It’s your business,
build it with certainty.

Who doesn’t love a good surprise? Well, a business owner, for one.

Business Interruption Insurance

Unexpected interruptions can lead to closing up shop for days or even weeks at a time. This can have a negative impact on the future of your business, and have you losing money very quickly.

Business Interruption Insurance covers you during times like these, helping to ensure that what should be a brief pause never becomes a full stop.

Ready for Business Interruption Insurance? We can help! Your Business Insurance Advisor will sit down with you and help you find the coverage solutions that are right for you and your business.

We’ll make sure that you have the right protection in place before you ever need to use it.

Prefer to talk? We’ve got you covered.

People were also interested in:

Commercial General Liability Insurance

You can’t control everything, but as a business owner it’s important to mitigate risk.

Commercial Property Insurance

Your workspace inspires your employees to do their best work, and invites your clients into your business. Don’t leave protecting it up to chance!

Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

The post Business Interruption Insurance appeared first on Winnipeg Insurance Brokers Ltd..

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Commercial General Liability Insurance https://staging-new.winnipeginsurancebrokers.com/commercial-general-liability-insurance/?utm_source=rss&utm_medium=rss&utm_campaign=commercial-general-liability-insurance Thu, 16 Apr 2020 22:59:48 +0000 https://staging-new.winnipeginsurancebrokers.com/?page_id=1110 You can’t control everything, but as a business owner it’s important to mitigate risk.

The post Commercial General Liability Insurance appeared first on Winnipeg Insurance Brokers Ltd..

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It’s your business,
build it confidently.

You can’t control everything, but as a business owner it’s important to mitigate risk.

Commercial General Liability Insurance

An accident or incident at work can put the whole business at risk, especially if it results in damage, or injures someone.

A Commercial General Liability policy protects you in situations like these. Whether an incident takes place on your property or away, you can rest easy knowing your business will be protected from liability issues that could drain your bank accounts and interrupt your operations.

If you need Commercial General Liability Insurance, your Business Insurance Advisor can help. They’ll take the time to understand your business and operational needs, and recommend solutions tailored to meet them.

We’ll make sure that you have the right protection in place before you ever need to use it.

Prefer to talk? We’ve got you covered.

People were also interested in:

Business Interruption Insurance

Who doesn’t love a good surprise? Well, a business owner, for one.

Commercial Property Insurance

Your workspace inspires your employees to do their best work, and invites your clients into your business. Don’t leave protecting it up to chance!

Expert Insights

Our Products

We offer a full range of personal, business and automobile insurance to meet your needs.

The post Commercial General Liability Insurance appeared first on Winnipeg Insurance Brokers Ltd..

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